How should I invest my Approved Retirement Fund? Investment – Article 2 Jan 11th 2018 – ‘ARF Investment Fund Options’

In our first article we looked at some of the broader investment challenges facing ARF investors. This week we will start to explore the various types of ARF funds that are available. The good and bad news is that there are literally thousands of funds available to choose from. However, it is possible to group certain types of funds together in order to filter them into something approaching a digestible format. I have categorized them as follows: Cash & Deposit …

How should I invest my Approved Retirement Fund? Article 1 Jan 5th – ‘Investing – Past, Present & Future’

Over the next 3 weeks I will be writing 3 articles dealing with the important question of how to invest an Approved Retirement Fund in a risk appropriate fashion. I hope you find them useful. ‘Investing – Past, Present & Future’ Choosing a suitable ARF fund in which to invest your retirement fund can be a daunting prospect at the best of times. Believe or not choosing an investment fund or strategy over the past 7-8 years has been quite …

Budget 2018 Update – Main points

Standard rate income tax band increased by €750 for 2018, giving a tax saving in 2018 of €150 for higher rate taxpayers. Earned income tax credit for the self-employed and proprietary directors increased by €200 to €1,150 for 2018. The lower USC bands and tax rates will be reduced in 2018. The maximum saving for higher earners is €178 pa. DIRT rate reduced to 37% in 2018 but no change announced in the exit tax rate of 41%. All State …

Investment Market Update Monday 18th December 2017

  Equity Markets (Local) Level 1 Day % Month to Quarter to Year to  1 Year Date % Date % Date % Ago % Euro Stoxx 50 3,561 0.1 -0.2 -0.7 11.6 12.8 Ireland 6,913 -0.8 0.7 0.5 7.5 7.8 UK 7,491 0.6 2.3 2.3 9.0 11.1 France 5,349 -0.1 -0.4 0.6 13.2 14.0 Germany 13,104 0.3 0.6 2.1 14.1 14.9   MSCI World 2,086 0.4 0.5 4.7 22.0 21.8 S&P 500 2,676 0.9 1.1 6.7 21.9 20.9 Nasdaq 6,937 …

Investment Market Update Monday 11th December

Equity Markets (Local) Level 1 Day % Month to Quarter to Year to  1 Year Date % Date % Date % Ago % Euro Stoxx 50 3,591 0.5 0.6 0.1 12.6 15.9 Ireland 7,067 1.0 2.9 2.8 9.9 11.2 UK 7,394 1.0 0.9 0.9 7.6 10.5 France 5,399 0.3 0.6 1.5 14.2 16.8 Germany 13,154 0.8 1.0 2.5 14.6 17.4   MSCI World 2,073 0.5 -0.2 4.0 21.2 20.7 S&P 500 2,652 0.6 0.2 5.7 20.7 19.7 Nasdaq 6,840 0.4 …

Investment Market Update Monday December 4th

Equity Markets (Local) Level 1 Day % Month to Quarter to Year to  1 Year Date % Date % Date % Ago % Euro Stoxx 50 3,528 -1.2 -1.2 -1.7 10.5 20.7 Ireland 6,862 -0.1 -0.1 -0.2 6.7 12.6 UK 7,300 -0.4 -0.4 -0.3 6.2 12.8 France 5,317 -1.0 -1.0 -0.1 12.4 20.9 Germany 12,861 -1.2 -1.2 0.3 12.0 22.3   MSCI World 2,069 -0.4 -0.4 3.8 21.0 24.1 S&P 500 2,642 -0.2 -0.2 5.3 20.3 23.0 Nasdaq 6,848 -0.4 …

Investment Market Update Monday 27th November 2017

Equity Markets (Local) Level 1 Day % Month to Quarter to Year to  1 Year Date % Date % Date % Ago % Euro Stoxx 50 3,581 0.3 -2.4 -0.2 12.2 21.3 Ireland 6,875 0.3 -1.4 0.0 6.9 10.9 UK 7,410 -0.1 -0.7 1.1 7.8 12.6 France 5,390 0.2 -2.0 1.2 14.0 22.1 Germany 13,060 0.4 -1.3 1.8 13.8 22.1   MSCI World 2,060 0.3 1.3 3.2 20.3 22.7 S&P 500 2,602 0.2 1.3 3.6 18.4 20.0 Nasdaq 6,889 0.3 …

Investment Market Update Monday 27th Nov 2017

Equity Markets (Local) Level 1 Day % Month to Quarter to Year to  1 Year Date % Date % Date % Ago % Euro Stoxx 50 3,581 0.3 -2.4 -0.2 12.2 21.3 Ireland 6,875 0.3 -1.4 0.0 6.9 10.9 UK 7,410 -0.1 -0.7 1.1 7.8 12.6 France 5,390 0.2 -2.0 1.2 14.0 22.1 Germany 13,060 0.4 -1.3 1.8 13.8 22.1   MSCI World 2,060 0.3 1.3 3.2 20.3 22.7 S&P 500 2,602 0.2 1.3 3.6 18.4 20.0 Nasdaq 6,889 0.3 …

Budget 2017

We will be providing relevant ARF related Tax Updates during 2017 Budget